Home Credit: Personal Loan App
by Home Credit India Finance Private Limited
Instant online loan in 5 minutes with Home Credit personal loan app
| App Name | Home Credit: Personal Loan App |
|---|---|
| Developer | Home Credit India Finance Private Limited |
| Category | Finance |
| Download Size | 65 MB |
| Latest Version | 4.42 |
| Average Rating | 4.47 |
| Rating Count | 537,694 |
| Google Play | Download |
| AppBrain | Download Home Credit: Personal Loan App Android app |
Home Credit is one of India's fastest-growing personal loan apps, trusted by over 1.6 Crore+ happy customers. With instant approval, quick disbursal & 100% online application process, we offer hassle-free personal loans of up to ₹5,00,000 for all your needs.
✨Explore the features & benefits of our personal loan app:
✅Instant Loan Approval - Get your personal loan approved within just 5 minutes on our user-friendly loan app.
✅Quick Disbursal - Once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
✅Trusted Loan App - Home Credit is a trusted RBI-registered NBFC, serving millions of happy customers.
✅Minimal Documentation - Apply for a cash loan with just 2 documents, i.e., your PAN card & an address proof.
✅100% Safe & Secure - Enjoy complete transparency & security with no hidden charges, ensuring a worry-free borrowing experience.
✅Flexible Repayment Options - Repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
✅Personalized Loan Solutions - Instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.
✨Why Choose Home Credit Personal Loan App?
✔User -Friendly
✔Trusted by Over 1.6 Cr happy customers
✔4.4-star rating on Google Play Store
📋How to Apply for an Instant Personal Loan?
👉Download the Home Credit personal loan app.
👉Submit your details and complete registration process.
👉Upload your KYC documents.
👉Enjoy instant approval & get funds disbursed directly to your bank account.
📋Eligibility Criteria for Home Credit Personal Loan:
✔Should be an Indian citizen.
✔Age requirements: 18 - 60 years
✔Should be a salaried, pensioner, or self-employed individual.
📋Documents Required to Apply for Instant Personal Loan:
✅PAN Card & address proof.
✨In addition to our personal loan offerings, Home Credit India introduces the Ujjwal EMI Card, a unique financial tool designed to enhance your shopping experience, both online & offline.
✨Ujjwal EMI Card Features:
☑️Enjoy online & offline shopping on easy EMIs
☑️Instant Pre-approved limit of up to ₹75,000
☑️No-Cost EMI options on the Home Credit Personal Loan App.
☑️Payment modes include auto debit, UPI, net banking, & debit cards.
☑️Experience a 100% digital loan process with our app.
Home Credit is a one-stop solution to all your financial needs. Our personal loan app helps you to get easy access to money with an instant loan of up to ₹5,00,000 to cover all your expenses with ease. Enjoy the benefit of Home Credit’s financial services from the benefit of your home.
✔Loan Amount: Up to ₹5,00,000
✔Minimum Annual Percentage Rate (APR): 19.5%
✔Minimum repayment period: 6 months
✔If you opt for a Value-Added Service, the fee for the same shall be levied additionally
✔ If you opt for Safe Pay Services, you get benefits like Payment Holiday, Free Early Repayment, Life Insurance & Health Services with your loan.
Representative Example:
Loan Amount: ₹70,000
Tenure: 24 months
Interest Rate: 32%*
EMI: ₹3986/month
Processing Fees: ₹2,730*
Total Amount Payable: ₹95,672
*The annual interest rates & processing fees will vary as per the risk profile of the customer.
Maximum APR can go up to 48% (However, only a fraction of our customers gets an interest rate higher than 30% per annum). These numbers are indicative & subject to change.
At Home Credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from Home Credit is only used to generate the best offers for you.
Contact Us:
📧Email: [email protected]
📱Call: +91-1246628888 (Between 9:00 AM - 6:00 PM, All Days)
🌐Website: https://www.homecredit.co.in/contact-us
🏢Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
Recent changes:
Auto Debit mandate through UPI- This feature enables users to set up their Auto debit mandate using UPI. User can choose any UPI app present on his/her phone and set up the mandate in just a few seconds.
✨Explore the features & benefits of our personal loan app:
✅Instant Loan Approval - Get your personal loan approved within just 5 minutes on our user-friendly loan app.
✅Quick Disbursal - Once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
✅Trusted Loan App - Home Credit is a trusted RBI-registered NBFC, serving millions of happy customers.
✅Minimal Documentation - Apply for a cash loan with just 2 documents, i.e., your PAN card & an address proof.
✅100% Safe & Secure - Enjoy complete transparency & security with no hidden charges, ensuring a worry-free borrowing experience.
✅Flexible Repayment Options - Repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
✅Personalized Loan Solutions - Instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.
✨Why Choose Home Credit Personal Loan App?
✔User -Friendly
✔Trusted by Over 1.6 Cr happy customers
✔4.4-star rating on Google Play Store
📋How to Apply for an Instant Personal Loan?
👉Download the Home Credit personal loan app.
👉Submit your details and complete registration process.
👉Upload your KYC documents.
👉Enjoy instant approval & get funds disbursed directly to your bank account.
📋Eligibility Criteria for Home Credit Personal Loan:
✔Should be an Indian citizen.
✔Age requirements: 18 - 60 years
✔Should be a salaried, pensioner, or self-employed individual.
📋Documents Required to Apply for Instant Personal Loan:
✅PAN Card & address proof.
✨In addition to our personal loan offerings, Home Credit India introduces the Ujjwal EMI Card, a unique financial tool designed to enhance your shopping experience, both online & offline.
✨Ujjwal EMI Card Features:
☑️Enjoy online & offline shopping on easy EMIs
☑️Instant Pre-approved limit of up to ₹75,000
☑️No-Cost EMI options on the Home Credit Personal Loan App.
☑️Payment modes include auto debit, UPI, net banking, & debit cards.
☑️Experience a 100% digital loan process with our app.
Home Credit is a one-stop solution to all your financial needs. Our personal loan app helps you to get easy access to money with an instant loan of up to ₹5,00,000 to cover all your expenses with ease. Enjoy the benefit of Home Credit’s financial services from the benefit of your home.
✔Loan Amount: Up to ₹5,00,000
✔Minimum Annual Percentage Rate (APR): 19.5%
✔Minimum repayment period: 6 months
✔If you opt for a Value-Added Service, the fee for the same shall be levied additionally
✔ If you opt for Safe Pay Services, you get benefits like Payment Holiday, Free Early Repayment, Life Insurance & Health Services with your loan.
Representative Example:
Loan Amount: ₹70,000
Tenure: 24 months
Interest Rate: 32%*
EMI: ₹3986/month
Processing Fees: ₹2,730*
Total Amount Payable: ₹95,672
*The annual interest rates & processing fees will vary as per the risk profile of the customer.
Maximum APR can go up to 48% (However, only a fraction of our customers gets an interest rate higher than 30% per annum). These numbers are indicative & subject to change.
At Home Credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from Home Credit is only used to generate the best offers for you.
Contact Us:
📧Email: [email protected]
📱Call: +91-1246628888 (Between 9:00 AM - 6:00 PM, All Days)
🌐Website: https://www.homecredit.co.in/contact-us
🏢Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
Recent changes:
Auto Debit mandate through UPI- This feature enables users to set up their Auto debit mandate using UPI. User can choose any UPI app present on his/her phone and set up the mandate in just a few seconds.
