L&T Finance PLANET - Loan App

PLANET by L&T Finance is your trusted companion for instant and secure financial solutions. Boasting over 30 years of trust, it is a reliable loan app that takes the hassle out of traditional borrowing. From instant secure loans for personal goals to specialized options like farm loans and business loans online, this finance app offers everything you need in a single place. For personal loans, business loans, or home loans, PLANET provides a wide range of options for you to avail on its user-friendly interface. So take charge of your finances and enjoy the convenience of competitive rates, minimal documentation, and fast approvals.

Comprehensive Online Secure Loan Services Under One App
The range of loan options makes PLANET the best online loan app available for you:
● Low Rate Personal Loans: Avail loans with low-cost EMI plans, competitive interest rates, and flexible repayments.
● Two-wheeler Loans: Finance your dream two-wheeler in just a few clicks.
● Home Loans: Make your dream home yours with instantaneous approvals and competitive rates.
● SME Loans: Avail curated SME loans for professionals, including online business loans, doctor loans, CA loans, professional loans, and CS loans.
● Farmer Loans: Give your farm the best resources with special farmer and farm loans from PLANET. With offerings like tractor loans and seed loans, get curated agricultural finance solutions.
● Micro Loan: Boost your business with micro-loans for small financing needs, including rural loans, group loans, women's loans, and more.
● Loan Against Property: Utilise your property to get the funds you need with LAP offerings from PLANET. With your property as collateral, get loans at attractive rates and fund all your personal or business financial needs.

Unique Features that Make PLANET by L&T Finance Stand Out

✅ Quick Approvals and Fast Disbursals: Get instant secure loans with disbursals in just 5 minutes on this online cash loan app.
✅ Minimal Documentation: Apply for loans without any excessive documentation, ensuring faster approvals.
✅ Manage Loans Easily: Access your transaction history, EMI schedules, and loan statements.
✅ Flexible Loan Repayment Tenures: Easy repayments on low-rate instant loans with manageable EMIs on this personal and business loans app.
✅ Secure and Multilingual Interface: All online loan transactions are protected with MPIN and biometric logins. Combined with a multilingual interface, this is one of the best instant loan apps and financial service apps.
✅ Versatile Payment Options: Repay with debit cards, BHIM UPI, wallets, or net banking.

Get Started in Just 7 Steps
1️⃣ Download and open PLANET
2️⃣ Allow the app to access your location and perform a credit assessment
3️⃣ Choose your preferred language
4️⃣ Create your account with your mobile number, verifying it with an OTP.
5️⃣ Set a 4-digit PIN to keep your app secure.
6️⃣ Provide location access for better offers localized to you.
7️⃣ Start exploring the many loan offers and services tailored to your eligibility.

Highlights of Our Online Personal Loan Services

● Finance Amount: ₹50,000 to ₹25Lakh
● Repayment Tenure: 12 to 60 months
● Annual Percentage Rate (APR): 10.5% to 26% reducing
● Processing Fees: 0% to 3%

For example:
● Loan Amount: ₹ 10,00,000/-
● Interest Rates: 12% p.a. on a reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
In this case, the actual loan details will be:
● Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 26,445/-
If you have opted for any insurance product, the value of such an insurance product will be added to the loan and the EMI will increase accordingly.
Fee & charges information: https://www.ltfs.com/our-products/personal-loans/fees
Privacy Policy URL - https://www.ltfs.com/privacy-policy

PLANET by L&T Finance - your go-to financial service app for NBFC loans.

For feedback or queries, reach out at [email protected].
T&C Apply.

Recent changes:
L&T Finance brings you all new PLANET 2.0 with amazing updates to fulfill all your loan needs!

- Customized Financial Recommendations: Discover offers handpicked to complement your financial profile.
- Quick Approval Process: Streamlined approval for quicker access to funds.
- Flexible Payments: Choose repayment options that fit your needs.
- User-Friendly Design: Enjoy an intuitive, easy-to-navigate interface.