Speedy Finances
by VOLCANO TECHNOLOGY CAPITAL PRIVATE LIMITED
Online credit line, 100% paperless
| App Name | Speedy Finances |
|---|---|
| Developer | VOLCANO TECHNOLOGY CAPITAL PRIVATE LIMITED |
| Category | Finance |
| Download Size | 7 MB |
| Latest Version | 1.0.0 |
| Average Rating | 2.09 |
| Rating Count | 11 |
| Google Play | Download |
| AppBrain | Download Speedy Finances Android app |
Speedy Finances is a brand new unsecured Line of Credit (LOC) service platform that focuses on providing users with more flexible and convenient Line of Credit solutions. We are committed to being customer-centric and simplifying the Line of Credit process to make it more transparent, faster and meet diverse financial needs.
On the Speedy Finances platform, you will experience a more advanced Line of Credit application process. We offer a variety of Line of Credit options, so whether you need an emergency cash Line of Credit or a long-term personal Line of Credit, you'll find a solution that's right for you. Our Line of Credit application process is not only simple, but also highly intelligent, allowing users to easily submit information online and get rid of tedious paperwork.
Speedy Finances offers greater flexibility and customization than the traditional Line of Credit application process. We pursue a fast approval process and present Line of Credit terms and interest rate information in a transparent manner to ensure users have full understanding when making decisions. Our goal is to provide users with a worry-free and efficient Line of Credit experience to help them achieve a variety of life and financial goals.
When you choose Speedy Finances, you will have a trustworthy Line of Credit partner who can provide you with thoughtful Line of Credit solutions. Stop worrying about emergency expenses or future plans and let Speedy Finances be your right hand for financial freedom.
Features of Speedy Finances – Personal Line of Credit App:
1. Personal Line of Credits ranging from Rs 8,000 to Rs 1,00,000 without any guarantor or collateral
2. 100% paperless Line of Credit application
3. Repayment period>3 months
4. Maximum annual interest rate: 18.25%
5. Transparent fee structure
6. Repay through multiple payment methods
Line of Credit examples:
For instance, for a loan amount of ₹20,000, credit line amount of ₹80,000, maximum APR of 18.25% per annum, and a loan tenure of 120 days:
Interest = ₹20,000 x 18.25%/365 x 120 = ₹1200
Processing fee = ₹100
GST = ₹100 x 18% = ₹18
Total repayment in 120 days amounts to ₹20,000 + ₹1200 + ₹100 + ₹18 = ₹21,318. Smart Cash exclusively calculates interest on the withdrawn amount of ₹20,000.
Monthly EMI repayment (total repayment amount / Line of Credit term):
Monthly EMI to be repaid = ₹ 21,318/4 = ₹ 5,329.5
Personal Line of Credit Eligibility:
1. You must be an Indian citizen
2. You must be a salaried professional over 21 years of age.
3. Your minimum net take home salary must be ₹.11,000.
4. Salaries can only be deposited into your account via direct bank transfer.
How to apply for a personal Line of Credit online at Speedy Finances?
1. Download and log in to the Speedy Finances app.
2. Use your mobile phone number to complete the registration.
3. Enter all necessary personal details to check your personal Line of Credit eligibility.
4. Submit KYC documents and apply for instant personal Line of Credit.
5. Once your personal Line of Credit application is approved, your Line of Credit amount will be transferred directly to your bank account.
Documents required to apply for a Line of Credit:
1.Mobile phone number
2.Pan card
Security and Privacy Policy
Speedy Finances personal Line of Credit application keeps your data safe with strict security and privacy protocols. We use advanced data encryption technology to protect the information in our databases from unauthorized access. Please be assured that we will never share your personal information with third parties without your explicit consent.
contact us
Customer service email: [email protected]
On the Speedy Finances platform, you will experience a more advanced Line of Credit application process. We offer a variety of Line of Credit options, so whether you need an emergency cash Line of Credit or a long-term personal Line of Credit, you'll find a solution that's right for you. Our Line of Credit application process is not only simple, but also highly intelligent, allowing users to easily submit information online and get rid of tedious paperwork.
Speedy Finances offers greater flexibility and customization than the traditional Line of Credit application process. We pursue a fast approval process and present Line of Credit terms and interest rate information in a transparent manner to ensure users have full understanding when making decisions. Our goal is to provide users with a worry-free and efficient Line of Credit experience to help them achieve a variety of life and financial goals.
When you choose Speedy Finances, you will have a trustworthy Line of Credit partner who can provide you with thoughtful Line of Credit solutions. Stop worrying about emergency expenses or future plans and let Speedy Finances be your right hand for financial freedom.
Features of Speedy Finances – Personal Line of Credit App:
1. Personal Line of Credits ranging from Rs 8,000 to Rs 1,00,000 without any guarantor or collateral
2. 100% paperless Line of Credit application
3. Repayment period>3 months
4. Maximum annual interest rate: 18.25%
5. Transparent fee structure
6. Repay through multiple payment methods
Line of Credit examples:
For instance, for a loan amount of ₹20,000, credit line amount of ₹80,000, maximum APR of 18.25% per annum, and a loan tenure of 120 days:
Interest = ₹20,000 x 18.25%/365 x 120 = ₹1200
Processing fee = ₹100
GST = ₹100 x 18% = ₹18
Total repayment in 120 days amounts to ₹20,000 + ₹1200 + ₹100 + ₹18 = ₹21,318. Smart Cash exclusively calculates interest on the withdrawn amount of ₹20,000.
Monthly EMI repayment (total repayment amount / Line of Credit term):
Monthly EMI to be repaid = ₹ 21,318/4 = ₹ 5,329.5
Personal Line of Credit Eligibility:
1. You must be an Indian citizen
2. You must be a salaried professional over 21 years of age.
3. Your minimum net take home salary must be ₹.11,000.
4. Salaries can only be deposited into your account via direct bank transfer.
How to apply for a personal Line of Credit online at Speedy Finances?
1. Download and log in to the Speedy Finances app.
2. Use your mobile phone number to complete the registration.
3. Enter all necessary personal details to check your personal Line of Credit eligibility.
4. Submit KYC documents and apply for instant personal Line of Credit.
5. Once your personal Line of Credit application is approved, your Line of Credit amount will be transferred directly to your bank account.
Documents required to apply for a Line of Credit:
1.Mobile phone number
2.Pan card
Security and Privacy Policy
Speedy Finances personal Line of Credit application keeps your data safe with strict security and privacy protocols. We use advanced data encryption technology to protect the information in our databases from unauthorized access. Please be assured that we will never share your personal information with third parties without your explicit consent.
contact us
Customer service email: [email protected]
