Spirit Mortgage (TX)

Spirit Mortgage – A Division of First United Bank

At Spirit Mortgage, we’re more than just a lender—we’re your partner in achieving homeownership. We believe in building relationships, not just closing loans. We are dedicated to promoting the Spirit of West Texas and devoted to cultivating genuine personal relationships with home buyers in West Texas by partnering with them to achieve their unique home-ownership goals. Your path to homeownership starts here!

The Spirit Mortgage app—a powerful, user-friendly tool designed to put clarity, efficiency, and expert guidance at your fingertips. Whether you’re purchasing a home, refinancing, or guiding a client through the mortgage journey, our app is built to streamline the process and provide the ultimate customer experience.

Key Features:


Pre-Qualification & Loan Tracking

o Begin your mortgage journey with our easy-to-use pre-qualification tool
o Generate and print pre-qualification letters to strengthen your offer
o Monitor the status of your loan in real time

Instant Mortgage Calculations

o Compare different loan programs (Conventional, FHA, VA, Jumbo, and USDA)
o Estimate monthly payments, affordability, and refinancing savings
o View real-time interest rate trends

Seamless Document Management

o Securely scan and upload required documents from your phone
o Submit paperwork directly to your Spirit Mortgage Loan Officer for faster processing

Effortless Communication

o Connect instantly with your dedicated Loan Officer
o Collaborate with real estate agents and homebuilders in one centralized hub
o Receive real-time updates on your loan progress

For Real Estate Agents & Homebuilders

o Quickly calculate what homes your clients can afford
o Track the status of your buyers’ loans in real time
o Maintain seamless communication with your Spirit Mortgage Team


Download the Spirit Mortgage app today and experience a better way to manage your mortgage!

Recent changes:
General Updates and Improvements