Tide Online Business Account

Tide’s all-in-one finance management platform saves SMEs time and money with smarter banking solutions.

Its fully-integrated UK business bank account allows a small business, sole traders, freelancers and more to focus on doing what they do best - running their business.

Join over 1,000,000 business owners and download our free business banking app today. Get a business bank account with no monthly fees, a competitive savings rate, intuitive banking features like accounting, invoicing, and more.

Tide’s bank accounts are provided by ClearBank (ClearBank® Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority; registration number 754568).

Business Banking made easy - manage your money, payments, invoices, and savings all in one intuitive business banking app.

OPEN A FREE ONLINE ACCOUNT IN MINUTES
• Free business Mastercard – no monthly fees or hidden costs
• Access your bank account from any device – both in-app and desktop
• Your UK bank account is protected by FSCS, up to £85,000
• Switch to a Tide account today with our easy switching service

GET PAID EASILY
• Create and send personalised invoices in minutes
• Track and match payments to invoices, marking them as paid
• Use Payment Links to receive payments instantly and keep track of your bank account
• Accept contactless payments on the go with our new Card Reader (subject to eligibility) for quick transactions

SAVE MONEY SMARTER
• Get a hold on financial planning - open a Business Savings Account to start saving & boost your bank balance
• Earn interest on your savings from £1
• Be confident in your financial planning decisions and access your bank savings instantly

CONTROL YOUR BANKING EXPENSES
• Manage your banking expenses with our team Expense cards - order up to 50 cards for your business
• Set individual spending limits for each bank card to offer your business more flexibility
• Scan and upload multiple receipts, then automatically match them to your bank’s payments and transactions
• Make payments quick and easy by connecting Apple Pay and Google Pay to your bank
• Keep track of your money in one convenient place

MAKE ACCOUNTING SIMPLE
• Tag income and expenses with labels of your choice
• Sync with popular accounting software – connect to Xero, QuickBooks, Sage, and more, or give your accountant direct access
• Track and manage the financial performance of your payments with automated profit and loss reports
• Prepare Self Assessments and VAT returns seamlessly with our accounting software

GROW WITH LOANS
• Compare and apply for funding without impacting your credit score
• Choose from various loan options to suit your business needs

ULTRA-SECURE BANKING
• Keep your money safe - freeze your card if you lose it, reorder a free replacement in a few taps
• Make payments abroad for free – with no foreign transaction fees
• Card PIN reminder – access your PIN in the app, safely and securely
• Withdraw or deposit money at any time whilst keeping an eye on bank savings

What people are saying about banking with Tide
• “A disruptor in the conventional banking system… it’s proving popular.” – BBC News
• “Tide is making waves in the previously staid world of business banking.” – The Telegraph

Ready to get started with our smart online banking tools? Sign up to our business bank in minutes today.

Visit our website: www.tide.co
Like us on Facebook: www.facebook.com/tidebanking
Follow us on Twitter: @TideBanking
Follow us on Instagram: @tidebanking
Address: 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL

Tide is built around our community, and we’re constantly working to improve your business banking experience.
See what’s new: https://www.tide.co/blog/new-feature/

💙 Tide | Do what you love 💙

Become your own boss in 2025. Download the Tide app to get started